Grow with Waddle + Xero
Eliminate cash flow gaps in a snap
Get started with Waddle + Xero
Simply link Xero & draw down funds against unpaid invoices
Link your Xero account
Securely connect your Xero account & Waddle will assess your data. A no obligation finance offer is automatically presented with simple pricing.
Accept your financing offer
Once you're happy with the terms, simply click 'Open Account' & use your new funding dashboard to complete the account setup.
Start drawing down funds
Once you've finalised account documentation, you can start drawing down funds. Your funding limit automatically updates as new invoices are raised.
Automated funding. Simplified bookkeeping.
"If you're using a factoring facility, the reconciliation process has always been labour intensive - I found Waddle just solved this problem."
-Noel Tiufino - myaccounts.com.au - Waddle Partner
We're here to help
#1 Rated Xero finance app - Secure & confidential - Transparent & paperless
Free up cash, grow your business
No lock-in contracts
Syncs with Xero
On demand funding, no delays
Automatic limit increases
Paperless signup & funding
Unpaid invoices funded 24/7
100% confidential funding
Borrow up to $1 Million +
Simple Pricing. No Lock-In Contracts
Funding SMEs up to
- No fixed terms or repayments
- Only pay for what you draw down
- No exit fees or property security
Get 80% against invoices
- No contact with customers
- Choose which customers to finance
- Revolving line of credit
To obtain a no obligation financing offer Get started. Loan fees only apply once you draw down funds on your account.
*All loans are subject to Waddle's normal lending criteria. Terms, conditions and fees apply and are available on request.
What is Xero?
Xero is easy to use online accounting software that's designed specifically
for small businesses. Xero has all you need to run your business - including invoicing,
paying bills, sales tax returns, reporting and much more.
Find out more or try Xero Accounting Software for free.
It's all online
It's all online, so you can work when and where you want to. Just login with your PC, Mac or mobile.
Automated bank statements
Your bank statements are automatically imported and categorized, letting you see your cashflow in realtime.
Invite your team and work together on financials. You can collaborate over your up-to-date numbers.
Xero customers Waddle
"What sealed our relationship with Waddle was the idea that this amazing technology takes away all of the day-to-day effort. When you need an injection of funds it is just there waiting for you."
- Brett Monaghan - Eclipse Organics
"You hit the exact mark of what people need - Your rates are better, also the fact Waddle is more real, big banks don't understand our business, everything is generic. Waddle is a system that just works better."
- Donny Fraser - Australian Skateboarding Community Initiative