Small business finance that grows with you

A flexible line of credit designed for the way you do business. Waddle works like a business overdraft and makes managing your cash flow a breeze.

Get approved fast

Connect your accounting software for a quick quote, have funds in your account in 48 hours


Seamlessly integrates with accounting platforms, reducing admin and saving you time to focus on your business

There when you need it

Take advantage of opportunities when they come along and reduce cash flow stress when they don't

What Is Waddle?

Waddle is an innovative invoice finance solution which allows you to access up to 85% of the money you're owed in unpaid invoices. With an easy to use dashboard that connects seamlessly with your accounting software, it means you can get on with running your business without having to worry about cash flow.

Ready to get started?

Easy to use dashboard

With Waddle, you're in control. Access funds when you need them and manage your cashflow on the go.

  • Drawdown with the click of a button

  • View your available balance and facility limit

  • Keep track of the customers you're borrowing against

  • See your drawdowns, payments and fees in the transaction tab

Simple application, quick approvals

Get funds in only 48 hours. Our accounting platform integration takes away the effort that comes with a traditional finance application.

  • Connect your accounting software with Waddle for a fast quote

  • Arrange a time to speak with a Waddle team member to discuss your application

  • The Waddle platform integrates with various sources of data to streamline our credit process

  • Once you're approved, click drawdown and funds can be in your account the same day

Syncs with your accounting platform

Maintains a constant connection with your software of choice, so your available balance is always up to date.

  • Integrates seamlessly with Xero, MYOB, Quickbooks and more

  • Provides an instant quote based on real invoice data

  • The balance adjusts in real-time as invoices are raised and paid

  • Bookkeep like you normally do, Waddle does the rest

Ready to get started?

Is Waddle right for your business?

A Waddle facility is typically available to businesses that meet the following criteria and is subject to approval.

You invoice other Australian businesses
You have Australian-based directors
You have been trading for 6 months or longer
You have more than $10,000 in unpaid invoices
Ready to get started?

"Waddle is saving us 10 or 15 hours a week"

CaptionYummy Karma use Waddle to help manage their cash flow
Yummy Karma use Waddle to help manage their cash flow

Ready to get started?

Connect your accounting software to see how much you could borrow