Just like a business line of credit

A modern type of finance built for the way you do business. Waddle works like a business overdraft and makes managing your cash flow easy.

Easy access to cash flow

View your available balance, drawdown funds from your dashboard and get them the same day


Seamlessly integrates with accounting platforms, reducing admin and saving you time to focus on your business

There when you need it

Take advantage of opportunities when they come along and reduce cash flow stress when they don't

What Is Waddle?

Waddle is an innovative invoice finance solution which allows you to access up to 85% of the money you're owed in unpaid invoices. With an easy to use dashboard that connects seamlessly with your accounting software, it means you can get on with running your business without having to worry about cash flow.

Ready to get started?

Simple application, quick approvals

Get funds in only 48 hours. Our accounting platform integration takes away the effort that comes with a traditional finance application.

  • Connect your accounting software with Waddle for a fast quote

  • Arrange a time to speak with a team member to discuss your application

  • Our platform integrates with various sources of data to streamline the credit process

  • Once you're approved, click drawdown and funds can be in your account the same day

Syncs with your accounting platform

Maintains a constant connection with your software of choice so your available balance is always up to date.

  • Integrates seamlessly with Xero, MYOB, Quickbooks and more

  • Provides an instant quote based on real invoice data

  • The balance adjusts in real-time as invoices are raised and paid

  • Bookkeep like you normally do, Waddle does the rest

Get a quote fast

Connect your accounting platform with Waddle and get an instant offer based on real invoice values.

  • No uploading of invoices or lengthy applications to complete

  • Within a few clicks, you'll see an indicative facility limit with interest rate and fees

  • Quote is based on real customers and real invoices from your accounting software

Ready to get started?

Is Waddle right for your business?

A Waddle facility is typically available to businesses that meet the following criteria and is subject to approval.

You invoice other Australian businesses
You have Australian-based directors
You have been trading for 6 months or longer
You have more than $10,000 in unpaid invoices
Ready to get started?

"Waddle is saving us 10 or 15 hours a week"

CaptionYummy Karma use Waddle to help manage their cash flow
Yummy Karma use Waddle to help manage their cash flow

Ready to get started?

Connect your accounting software to see how much you could borrow