Invoice Finance

Invoice finance built
for modern SMEs

Waddle Line of Credit

Waddle offers a different approach to invoice financing

Waddle provides a flexible and on-demand, revolving line of credit to businesses. Waddle's fully online, cloud-based platform has brought a 4,000-year-old industry into the modern age. Waddle is the only 100% automated accounting add-on across Australia and New Zealand and is currently the highest rated financial services partner for Xero accounting software.

Real-time Funding

Draw funds up to 80% of your unpaid invoices as a revolving line of credit to accelerate your business. It's as easy as linking your Xero, MYOB or QuickBooks accounts.

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Remove Your Real Estate

We're not a bank, we won't ask you to risk your home. Use your business' biggest asset - your receivables - to get working capital now and take care of expenses.

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Sync From the Cloud

Waddle integrates seamlessly with the leading cloud accounting software. Raising invoices in your accounting software instantly updates your funding line. Access funds with no paperwork or extra work load.

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No Lock-in Contracts

Steer clear of lenders that lock you into contracts. Waddle is loved by leading accountants, bookkeepers and business owners that enjoy the flexibility, transparency and terms that suit growing businesses.

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Dedicated Support Staff

We don't have fancy call centres or chat bots, just good old fashion service. You'll have direct access to account managers and decision makers when you need answers.

Leading Data Security

It's your data and it's important to you. Industry best practices are followed to ensure it remains safe and secure. Waddle is backed by bank grade data protection.

Waddle vs Invoice Factoring

  • Features
  • No Property Security
  • 100% Confidential (info)
  • Simple Low Rates
  • Online Account Setup
  • No Contract Period
  • No Min Monthly Spend
  • Accounting Add-on
  • Let's Chat

Invoice Finance Guides

October 01, 2017 in Rates & Fees

Corporate tricks for unlocking endless cash flow from your sales

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October 04, 2017 in Comparison

What is confidential invoice finance & what will my customers think?

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June 7, 2017 in Comparison

Invoice Finance: 3 Cold Hard Facts Why SMEs Embrace The Benefits

Read Insight

Built to fit your existing workflows

#1 Rated Xero finance app - Works in real-time - Syncs with accounting software


Loved by business owners

"I've been raving about Waddle!"

What sealed our relationship with Waddle was the idea that this amazing technology takes away all of the day-to-day effort. When you need an injection of funds it is just there waiting for you. Brett Monaghan - Eclipse Organics