Invoice Factoring

Searching for an invoice
factoring alternative?

Waddle Line of Credit


Move on from disruptive lenders contacting your customers, complicated fees, lock-in contracts or enormous hidden administrational work load from factoring providers.

Waddle has reinvented invoice factoring, making it powerful and sophisticated, yet delightfully simple.

Ask these questions before
considering Invoice Factoring

Is it a seamless online setup?

Do you need to fill out lengthy applications, provide endless paperwork, costing you days and weeks before getting a "real" answer? Waddle is as easy as linking your Xero, MYOB or QuickBooks accounts.

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Will my customers be contacted?

Factoring companies will phone and email your customers, peforming "verification" processes. This interferes with your most valuable relationships. Outsourcing customer contact could hurt your sales.

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Does it work with my accounting software?

Waddle works seamlessly with leading cloud accounting software providers. Raising invoices in your accounting software instantly updates your funding line. No paperwork, extra work load or lengthy applications.

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Are there any lock-ins?

Avoid lenders that lock you into contracts. Waddle is loved by leading accountants, bookkeepers and business owners that enjoy the flexibility, transparency and terms that suit growing businesses. We don't need to lock you in.

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What are the ongoing fees?

Factoring companies often have confusing contracts that hide expensive fee structures. Be wary of contracts that contain many smaller fees, these add up and erode your profits.

Can I leave when I want?

Watch out for buried "notice period" contract terms. Invoice Factoring providers have no other way to stop you from leaving once you're in. You'll need to wait up to three months before shifting to healthier alternatives.

Waddle vs Invoice Factoring

  • Features
  • No Property Security
  • 100% Confidential (info)
  • Simple Low Rates
  • Online Account Setup
  • No Contract Period
  • No Min Monthly Spend
  • Accounting Add-on
  • Let's Chat

Invoice Factoring Insights

October 05, 2017 in Rates & Fees

Here's 4 reasons that'll make you rethink invoice factoring charges

Read Insight
July 03, 2017 in Comparison

[FEE BREAKDOWN] The complete list of invoice factoring costs

Read Insight
October 3, 2017 in Comparison

Invoice Finance vs. Factoring: The Devil's In The Detail

Read Insight

Automate your line of credit

#1 Rated Xero finance app - Works in real-time - Syncs with accounting software


Waddle's loved, see for yourself

"You wont regret your decision to get this set up"

Waddle has been easy to use from the start which for me is a no brainer - An easy 10 for customers service, never had an issue | Blake Hammon - Heavy Lift Designs


Or phone 1300 649 322