Meet Waddle

Fast, fair and flexible invoice finance

Waddle gives you a flexible line of credit with no minimum contract period, no minimum spend, no hidden fees and you’ll only pay for what you use, a perfect way to smooth your cash flow. Raise invoices as usual in your accounting package and watch as your available balance increases. Draw down the funds from your Waddle dashboard as and when you need them.

We’ll set up a Waddle bank account with your name on it. When your customers pay into it, the loan balance is reduced. When you have no balance, any payments received are transferred to you daily free of charge.

Less time spent on admin, more on your business

Waddle does the bookkeeping for you. Our cloud accounting integration means you’ll never need to send us an invoice. For ease and transparency, we will post any fees to your nominated expense account. And not only is your balance adjusted in real-time, but as customer payments are received into your Waddle bank account, all transaction data is sent to your accounting package ready for you to reconcile.

Get a Quote and connect your accounting package

• Click ‘Get A Quote’ to get started. We’ll need to know a few details about your business. Not every business is eligible for Waddle. You’ll need to:

- Be an Australian company

- Be an incorporated company or a trust

- Have 3 or more customers

- Invoice customers after the work is complete

- Have more than $10k in unpaid invoices

- Have been trading for more than 6 months

• You'll be asked to connect your accounting package. This allows Waddle to see the relevant data required to provide a finance offer. We never store your log-in credentials and you can disconnect at any time.
• We'll take you to Waddle where you can see your available funds and explore your dashboard.

Chat with a Waddle team member

• We’ll be in touch shortly after you connect, this is a great opportunity to ask us questions.
• When you are satisfied that Waddle is a good fit for your business, you will receive a written indicative offer.
• If you decide to go ahead, you will be required to provide some supporting information like a bank statement or IDs for the credit assessment.
• If all goes smoothly, we can have you up and running as quickly as 24 hours.

Complete your set up and draw down funds

• The first time you head into the dashboard after approval, you’ll need to set up a few things to finalise the integration. This includes setting up your bank feeds and notifying your nominated customers of the new payment details. It’s all very easy and our platform will walk you through it.
• And that’s all there is to it. Once approved, you can place an express or overnight drawdown and the funds will arrive in your business bank account.
• For more information, read our FAQs.