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Login to Waddle

How Waddle Compares


  • No Property Security
  • Confidential
  • Simple Low Rates
  • Quick Setup
  • No Contract Period
  • No Min Monthly Spend
  • Accounting Add-on


Get An Offer


Fixed Term Loan

Invoice Finance meets
the 21st century

Waddle’s cloud-based platform has propelled a 4,000-year-old invoice financing market into the modern age.

Best-in-class accounting add-on

Our market leading integrations deliver effortless reconciliations and reporting. We're rated #1 by users across Australia and New Zealand.

Fair and transparent pricing

We've removed the pain of dealing with lenders. Complicated fees, lock-in contracts and restrictive exit clauses are history.

Funds at your fingertips

Credit limits are based on your accounts receivable and will adjust automatically as you raise and close invoices.

Unrestricted growth funding

You are not limited by fixed property assets. Funding dynamically grows in line with sales, synced with accounting data.

Frequently asked questions

How is Waddle different from other online lenders?

We’re focused on giving Australian business owners easy access to funds. A big departure from traditional lenders, Waddle gives the power back to the borrower with industry first automation, flexibility and pricing. Borrow what you need, when you need it, no strings.

Who do we lend to?

We fund clients in a variety of industries, though we work best with recruitment & labour hire agencies, manufacturers, wholesalers and transporters.

We require businesses be incorporated with 12 months trading history and raising commercial invoices to credit worthy customers. To apply for a Waddle facility you must be using a supported accounting platform.

How much working capital can I get?

Credit limits are based on your accounts receivable and will adjust automatically as you raise and close invoices. This means funds available to you will grow as your business does. Waddle can support small businesses right through to mid-market corporates.

How do I apply for a Waddle line of credit?

Simply complete your profile and link your accounting software, that's it. By connecting to your accounting software we are able to see your invoicing activity in real time, which we use to make funds available to you.

What happens after I link my accounts to Waddle?

Waddle assesses your business data in real-time and presents you with a tailored finance offer. Offers presented are not final and can be fine-tuned once you speak with your account manager during the setup phase.

What is the Waddle Rate?

Waddle rates vary depending on industry. Rates are calculated only on funds you choose to borrow, with no fixed fees or minimum spend. Simply select ‘Get Offer’ to find out your rate.

A line of credit working in harmony with your accounting software